Activity Tracker Insurance
From just £4.49 a month
Buy activity tracker insurance now
Activity trackers go through a lot, they're with you day in and day out. Plus they're not cheap. Make sure yours is insured, just in case.
If you're looking to insure activity trackers on behalf of your company, check out our business insurance. Scroll down for more information about our what gadgets we insure.
What's covered?
In addition to our activity tracker insurance, we also offer cover for a number of different gadgets - including mobile phones, smartwatches, laptops and headphones. What's more, you can add multiple different gadgets to the same policy. The premium you pay depends on the value of your gadget, so our policies can start from as little as £4.49 a month (or £49.39 annually). Our policies cover you against:
Accidental damage (including liquid damage)
Covers accidentally cracked screens, spilling a cup of tea on your activity tracker, and any other damage that prevents the activity tracker from functioning normally. Accidental damage does not cover general wear and tear or purely cosmetic damage.
Mechanical breakdown
Covers you for repairs and replacements to your phone if it suddenly stops working outside the manufacturer's warranty. By renewing your policy with us you can continue to cover your gadget for a further 5 years.
Unlimited use Worldwide
This policy keeps you covered anywhere in the world for as long as you need. Most insurers limit your allowed trip length.
Theft
Covers you for any damage or loss resulting from your phone being stolen, as long as it is in your possession or stored in a secure place out of sight.
Unauthorised calls
If your phone is lost or stolen we will cover up to £10,000 of unauthorised calls.
Accessories cover
We'll replace any accessories (up to £150) if they are damaged, stolen or lost at the same time as your laptop.
To find out more about what we cover, and any exclusions, please read our terms and conditions.
Additional Benefits
At Tinhat we offer some of the cheapest mobile insurance in the UK, but pride ourselves on offering policies that are fit for purpose. That's why, on top of comprehensive coverage, we offer:
At Tinhat, if you make a claim your excess will be £50 for gadgets valued up to £400, £75 for phones up to £750 and £100 for gadgets valued at £751 or more. It's the same for all types of claim.
Unlike many insurance policies your gadget is also covered while being used by immediate family, with no restrictions on their age. This also means that if you want to insure your child's gadgets you can do so in your name.
Some insurers impose limits on the number of claims you can make, or have different limits for accidental damage and loss claims. At Tinhat there is no limit to the number of claims that you can make.
If your gadget is less than 60 days old, we'll cover it from the date that you purchase your policy. So if you buy your gadget insurance today, you can get peace of mind straight away.
Key exclusions
All activity tracker insurance policies contain exclusions, and Tinhat is no different. That said, we think ours are some of the fairest and simplest to understand and we're keen to make sure that you're aware of them before purchasing:
Activity tracker exclusions
Second hand gadgets - unfortunately we can't cover any second hand activity trackers. That includes second hand laptops bought from private individuals and also second hand goods stores like CeX.
Activity Trackers bought more than 12-months ago - if you bought your activity tracker more than 12 months ago you won't be able to insure it with Tinhat.
Refurbished activity trackers that weren't bought with 12-month warranty - we can't insure refurbished activity trackers that were bought without at least a 12-month warranty.
Claims for incidents within the first 14 days of taking out your policy (unless your laptop is less than 60 days) - this is to help us prevent fraudulent claims, which in turn allows us to provide affordable insurance to our genuine customers.
Accidental damage exclusions
Cosmetic Damage - our insurance policies don't cover things like scratches, stains or minor chips to the body of your laptop. We can repair your laptop if it's broken, but we can't restore it to new condition.
Theft Exclusions
Theft from inside commercial vehicles - so if you're a taxi driver, this insurance won't cover you for theft while you're using your vehicle.
Theft from an unattended personal vehicle - unless your gadget is out of view in a closed compartment and the vehicle is locked.
Theft in a public place where your gadget is left unattended - for example, if you leave your activity tracker in the gym changing room and it's stolen while you go for a shower. Our insurance still requires you to take reasonable precautions to protect your gadget.
To find out more about what we cover, and any exclusions, please read our terms and conditions.
Our reviews
At Tinhat we pride ourselves on offering great customer service and reliable gadget insurance. We greatly value our customers' feedback, and here are a selection of our most recent reviews:
"Great service"
"Very fast turnaround for the repair!" - Kevin, Edinburgh
"Competitive insurance"
"Customer friendly website, easy to order. V competitive prices." - Lauren
"Excellent"
"Couldn’t have asked for more.....speedy, approachable, helpful and quickly resolved the issues. Thank you!" - Heather
Have any questions?
Please get in touch with us at sales@tinhat.co.uk, and we'll be happy to help with any questions you might have.