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iPhone 7 insurance

From just £7.49 a month

The best iPhone 7 insurance shouldn't just be simple and cheap to buy - it should also give you confidence that should the worst happen you'll get a repair or replacement with no nasty surprises. That's why at Tinhat we offer:

Cover for damage, theft & loss
Walk-in Apple Store repairs
Like for like replacement
Fast & friendly claims handling
Unlimited worldwide cover
Unlimited claims

Select your model

Why buy iPhone 7 insurance?

The iPhone 7 is even more expensive than previous version, at £599 for the 32GB base model. So it's an expensive phone that you'll want to look after. If you were to drop your iPhone 7 there's a good chance that you'd crack the display, and that could cost over £100 to fix. To replace it due to loss, theft or irreparable damage would cost at least another £599, which is a bitter pill to swallow! So if you think there's a reasonable chance that you could drop or lose your iPhone you'll probably want to consider buying iPhone insurance for it.

Apple do offer their own extended warranty called AppleCare+, but there are limits on the number of claims that this covers, and it doesn't cover theft or accidental loss. Tinhat iPhone 7 insurance costs just £6.49 a month, or £7.49 a month if you need full loss cover. We also have one of the lowest excess fees in the market, at only £50 per claim.

We're also one of the first mobile phone insurers to offer a no claims bonus to our customers. If you insure your iPhone 7 today and don't claim in the first year, your excess fee will reduce by 25% when you make a claim. It reduces by a further 25% for each year of no claims that you have with us - so if you still have no claims after 4 years you won't have to pay any excess if you then make a claim.


What's covered?

Cracked screen and liquid damageAccidental damage (including liquid damage)

Covers you for if you accidentally crack the screen on your iPhone 7, plus any other damage that stops your iPhone from functioning normally. This doesn't include general wear and tear or purely cosmetic damage.

Mechanical breakdown outside warrantyMechanical breakdown

Covers you for any repairs and replacements to your iPhone 7 if it suddenly stops working outside Apple's warranty period. By renewing your policy with us you can continue to cover your iPhone 7 for a further 5 years.

Worldwide and holiday coverWorldwide cover

This policy keeps you covered for the use of your iPhone 7 anywhere in the world for up to 90 days in any 1 year.

Phone theftTheft

Covers you for any damage or loss resulting from your iPhone 7 being stolen, as long as it is in your possession or stored in a secure place out of sight.

Unauthorised callsUnauthorised calls

If your iPhone 7 is lost or stolen we will cover up to £2,500 of unauthorised usage.

Accidental lossAccidental loss (additional £1 a month)

Covers you for the replacement of your iPhone 7 if you accidentally lose it.

What happens if I lose or damage my iPhone 7?

Our iPhone 7 insurance covers you for accidental damage (including liquid damage) as standard, so if you break it you'll first need to submit a claim. Once your claim is approved you will need to pay an excess fee of £50 and supply your evidence of ownership - and then you'll be asked to send your iPhone in to one of our specialist repair centres.

If your iPhone is stolen then you will need to contact your network provider immediately to report this and block any unauthorised usage, and you'll need to report it to the police and supply our policy administrator with the crime reference number. Once your claim is approved and you've supplied evidence of ownership and paid the £50 excess fee, we'll send you a replacement iPhone 7.

Why choose Tinhat?

Putting our customers first

Our friendly and award winning claims team will do everything they can to get you back up and running in the shortest time possible.

Great value mobile insurance

Our mobile phone insurance is some of the most affordable in the market, and we have some of the clearest and cheapest excess charges. Check out our phone insurance comparison.

Great customer reviews

We really value honest feedback, and are proud to say that our gadget insurance is rated 8.6 out of 10 based on 203 customer reviews at Feefo.

Things you'll need to know

We've put a lot of time and effort into ensuring that our mobile phone and gadget insurance policies represent good value for money - but before you decide if we're right for you please make sure that you read the terms and conditions of our insurance.

These links provide all the information you need to know about how to make a claim, any exclusions relating to your policy, and the excess charges you will have to pay if you do need to get your phone repaired or replaced.

Of course if anything doesn't make sense or you can't find an answer to your question in our FAQs, please contact us by telephone or email.

Keeping your iPhone 7 safe

If you've bought an iPhone 7 on contract or sim free you might want to insure it. There are many ways to help keep your iPhone safe, such as placing it in a case and concealing it when not in use - but here are a few less obvious ways for you to protect your iPhone 7 and the data on it:

iPhone 7 theft
Just because your iPhone 7 is in a bag or pocket doesn't mean it's safe from sticky fingers. Make sure it's fully concealed and ideally secured in a zipped pocket
Find your iPhone 7
The iPhone 7 is compatible with Find My iPhone. Set this up and it will let you remotely lock or wipe your phone in the unfortunate event that you lose it - keeping your data safe and secure
iPhone 7 backup
Make sure you use iCloud backup regularly, so that if you do lose your iPhone 7 you can restore all your data as soon as you get your replacement device. These can be scheduled to happen daily, so it really couldn't be easier