Samsung Care+ vs. Tinhat Insurance
If you're thinking about buying a new Samsung Galaxy mobile phone, you might be considering the best way to keep it protected from accidental damage, theft and loss. Of course, there are a whole host of options available to you, from using a case, self-insuring, adding it to your home contents insurance or getting a premium bank account.
Two of the most popular options are buying Samsung Care+ (at point of purchase) or getting standalone phone insurance. There are some key differences between them, so in order to help you decide which is best we've highlighted the main differences between Samsung Care+ and Tinhat phone insurance.
Comparison overview
The main thing to considered when comparing insurance policies (whoever they are provided by) is exactly what you're covered for and how much you'll pay if you ever need to make a claim.
Here's a quick comparison of what you'd get with Samsung Care+ versus what you'd receive with a third-party insurer.
Samsung Care+
£139
- Exces: £52
- Claims limit: 2 in 2 years
- Policy length: 24 months
Tinhat Basic Cover
£93.39
- Excess: £100
- Claims limit: unlimited
- Policy length: 12 months
Tinhat Full Cover
£98.89
- Excess: £100
- Claims limit: Unlimited
- Policy length: 12 month
- Accidental damage
- Mechanical breakdown
- Worldwide cover
- Accessories in box covered
- Accidental damage
- Mechanical breakdown
- Worldwide cover
- Unauthorised calls
- Theft cover
- £150 of accessories covered
- Accidental damage
- Mechanical breakdown
- Worldwide cover
- Unauthorised calls
- Theft cover
- Loss cover
- £150 of acessories covered
*Prices for a Samsung Note10, checked on 19/02/2020 (get a quote)
Which Samsung phones are eligible?
When you purchase your new phone with Samsung, you will be given the option to add a Samsung Care+ plan to your order. It's worth noting that if you want Samsung Care+, you have to purchase it at point of sale from the carrier, authorised retailer or directly from Samsung. You will not be able to sign up for Samsung Care+ retrospectively.
Most specialist gadget and mobile phone insurers will allow you to purchase a policy within the first 12 months of buying your phone (assuming you can still provide proof of purchase). This is the case with Tinhat.
Excess and claims limit
Samsung vary their excess based on the specific model of phone on cover. These are listed below:
| A10, A20e, A40 | £29 for any claim |
| A50, A70, A80 | £35 for any claim |
| S and Note series | £52 for any claim |
At Tinhat, we like to keep our excess charges low, but they do vary depending on the type of claim and the value of your phone.
| up to £250 | £50 for any claim |
| £251 - £750 | £75 for any claim |
| Over £751 | £100 for any claim |
Terms and Conditions
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