Smarty Mobile Phone Insurance

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If you’ve bought a mobile phone from Smarty you might be wondering what the best way to insure it is. Unlike many other mobile phone networks, Smarty don’t offer insurance policies directly – so if you buy a device from them you’ll need to get protection elsewhere.

At tinhat we can insure any brand new or refurbished phones bought from Smarty, assuming the phone was sold with at least a 12-month warranty. including their range of refurbished phones.

Premiums start from as little as £4.49 a month, with excesses as low as £50. For full details of what we cover see below or jump straight to getting a personalised quote by clicking the button.

tinhat Mobile Insurance

Find the key pros and cons below of buying Mobile Insurance from tinhat.

Pros

  • Cheaper premiums, from £4.49 a month.
  • Lower excesses, from £50 for mobile phones.
  • No limit on the number of claims you can make.
  • Can be bought any time within 12 months after purchasing your phone.
  • Also covers accessories up to the value of £150.

Cons

  • Takes a few days to process claims and then provide a repair or replacement.

Home Contents Insurance

If you already have home contents insurance then you can probably add your mobile phone to the same policy. Here are some of the key pros and cons of doing so:

Pros

  • Can be cheap to insure, often no more than £35 per year.
  • Some home insurers will give you cash instead of a refurbished replacement.
  • It's convenient to have everything under the one policy.

Cons

  • Excesses tend to be very high, often around £200.
  • Claiming could affect your no claims and increase your premium later on.
  • Home insurers tend to take long to repair your phone.
Get a Quote
tinhat
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