Business device cover

Business Device Cover

At tinhat we have been providing award winning cover since 2015 and as well as offering cover for Accidental Damage, Breakdown, Theft and Loss*, our policies offer a number of additional features that you might not get from other insurance companies. Our friendly UK based customer support and award-winning claims teams approve over 91% of claims.

Business Mobile Phone & Gadget Insurance

If you’re supplying your staff with mobile phones, laptops or other gadgets you probably have a very good idea of how much they will cost to replace. The latest flagship models from manufacturers such as Apple and Samsung can cost well over £1000 not to mention the cost of Laptops and Tablets.

You might already have a general insurance policy that covers all IT equipment, but the excess could be very large and it might cost more to claim on the policy than the gadget is even worth. With a dedicated phone and gadget insurance policy from tinhat, your excess could be as low as £50 per claim.

What is Covered

Breakdown Cover Icon

Breakdown Cover1

Covers you for repairs and replacements to your device if it suddenly stops working outside the manufacturers warranty.

Battery Cover Icon

Battery Cover

Covers you for repairs and replacements to your battery if it suddenly stops working outside of the warranty.

Theft Cover

Covers you for any loss resulting from your device being stolen, as long as it is in your possession or stored in a secure place out of sight.

Water Damage Cover Icon

Liquid Damage

Covers you for any accidental damage to your device that results from splashes or full immersion.

Discounts Icon


We offer discounts of up to 15% when businesses covers at least 5 devices, with the discount increasing as you cover more devices.

Worldwide Cover Icon

Worldwide Cover

This policy keeps you covered for the use of your device anywhere in the world. Unlike many insurers there is no limit on the length or number of trips.

Screen Cover Icon

Accidental Damage

Covers accidentally cracked screens and any other damage that prevents your device from functioning normally. Accidental damage does not cover general wear and tear or purely cosmetic damage.

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Immediate Cover

Your devices are insured from the date that you purchase the policy. So if you order your mobile phone and gadget insurance today, you can get peace of mind straight away. Please note, if you make a claim within the first 30 days, there is an additional excess fee of £50

Headphone Cover Icon

Accessories Cover

We’ll replace any accessories (up to £150) if they are damaged, stolen or lost at the same time as your device regardless of whether they were supplied with the device or not.

Loss Cover Icon

Loss Cover*

Covers you for the replacement of your Mobile, Tablet or Smartwatch if you accidentally lose it. Please note that loss cover isn’t available on any other types of device.

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Unlimited Claims

Unlike many insurance providers, we don’t limit the number of claims you can make on this policy.

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Unauthorised Usage

If your Mobile Phone is lost or stolen we will cover up to £2,500 of unauthorised calls.

Get a Quick Quote

* Loss cover is only available  for Mobiles, Tablets and Smartwatches.

1 Laptops not included.