tinhat mobile cover

Policy Direct Gadget Insurance

As technology advances, mobile phones and gadgets are getting more and more expensive. They’re also increasingly indispensable, so what would you do if they got lost, stolen or damaged?

Can you afford to pay outright for repairs or replacement?

We can quickly and easily arrange cover for a wide range of gadgets including mobile phones, tablets, cameras, laptops and smart watches.

Don’t worry, we have a solution…

Policy Direct has partnered with tinhat to offer customers insurance for their mobile phones and tablets.

Cover is for 12 months and can be paid for upfront or monthly by Direct Debit. Your gadget needs to be less than 12 months old at the time you takle out the policy, and must have been purchased new. 

When you click to get a quote you will be dealing with tinhat who are authorised and regulated by the Financial Conduct Authority FCA Registration 650727.

Use the code POLICYD10 at the checkout to get 10% off

What We Cover

Breakdown Cover Icon

Breakdown Cover1

Covers you for repairs and replacements to your device if it suddenly stops working outside the manufacturers warranty.

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Battery Cover

Covers you for repairs and replacements to your battery if it suddenly stops working outside of the warranty.

Theft Cover

Covers you for any loss resulting from your device being stolen, as long as it is in your possession or stored in a secure place out of sight.

Water Damage Cover Icon

Liquid Damage

Covers you for any accidental damage to your device that results from splashes or full immersion.

Worldwide Cover Icon

Worldwide Cover

This policy keeps you covered for the use of your device anywhere in the world. Unlike many insurers there is no limit on the length or number of trips.

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Accidental Damage

Covers accidentally cracked screens and any other damage that prevents your device from functioning normally. Accidental damage does not cover general wear and tear or purely cosmetic damage.

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Contract Cover

Claim up to £50 per month, for up to 6 months for your Mobile Phone line rental if you lose your job through no fault of your own.

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Accessories Cover

We’ll replace any accessories (up to £150) if they are damaged, stolen or lost at the same time as your device regardless of whether they were supplied with the device or not.

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Loss Cover*

Covers you for the replacement of your Mobile, Tablet or Smartwatch if you accidentally lose it. Please note that loss cover isn’t available on any other types of device.

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Unlimited Claims

Unlike many insurance providers, we don’t limit the number of claims you can make on this policy.

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Unauthorised Usage

If your Mobile Phone is lost or stolen we will cover up to £2,500 of unauthorised calls.

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Family Use

All our policies cover your device when being used by your immediate family , i.e. your mother, son or your domestic partner.

* Loss cover is only available  for Mobiles, Tablets and Smartwatches.

1 Laptops not included.