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Summary of cover

This information is provided to highlight to you the key exclusions and conditions of the policy. Please read this very carefully to ensure you understand the limitations of the cover you are about to purchase.

  • There is an excess fee payable for every claim you make.
    • If your claim is for a gadget up to the value of £250 (when new) the excess fee is £50 for any claim.
    • If your claim is for a gadget between the values of £251 - £750 (when new) the excess fee is £75 for any claim.
    • If your claim is for a gadget over the value of £750 (when new) the excess fee is £100 for any claim.
  • This is an annual policy that can be paid monthly or annually. The minimum contract term is 12 months.
  • This insurance only covers items that are less than 12 months old at the time you take out this policy.
  • This policy only covers items purchased in the UK as NEW or refurbished items if purchased directly from the manufacturer (eg. Apple, Samsung etc.) or your mobile network provider (eg. O2, EE etc.)
  • You need to be able to evidence ownership at point of claim. This can be a copy of your receipt, delivery note or confirmation from your network provider of the phone you have in use on your contract.
  • You may need to prove that your gadget has been used after the date you insured it.
  • If your gadget is more than 60 days old when you purchase this insurance then you are not covered for any incident that occurs within the first 14 days of cover.