Summary of Cover

This information is provided to highlight your Key exclusions and conditions of the policy. Please read very carefully to ensure you understand the limitations of the cover you are about to purchase.

  • An excess fee must be paid before settling any claim. If you make a claim in the first 30 days, an additional
    excess fee of £50 will be due.
  • If you pay for your insurance annually, then this is an annual policy that will automatically renew each year unless cancelled.
  • If you pay for your insurance monthly, then this is a monthly rolling contract. Your insurance renews each month that you pay for your premium.
  • The gadget(s) must not be more than 36 months old at policy inception, must be purchased or leased in the UK as new, or if refurbished, used or secondhand, purchased with a full 12-month warranty from a retailer and not an individual.
  • You need to be able to evidence ownership at point of claim. This can be a copy of your receipt, delivery note or confirmation from your network provider of the phone you have in use on your contract.
  • You may need to prove that your gadget has been used after the date you insured it.
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